GOP Healthcare Bill: The Facts

The left has been in an uproar regarding the new GOP Health Care legislation. This outpour of anger is, as usual, unwarranted and not based on factual evidence.

The following claims have been made by people on both ends of the spectrum: pre-existing conditions won’t be covered under the new bill, sexual assault is considered a pre-existing condition, and anybody covered by medicare will be without healthcare once this bill goes into place.

Take a moment and digest how utterly absurd those claims sound.

If you pause and read the bill, it would become apparent that these claims are untrue. I understand that reading and understanding this bill is not a task that many of us are willing to do so allow me to save you the time.

Claim #1: “Pre-existing conditions aren’t covered under the GOP Bill”

The GOP Bill and the ACA do not allow insurers to deny coverage based on an individuals health, which includes pre-existing conditions. The main difference between ObamaCare and the new bill is the possibility of a financial penalty for not obtaining continuous coverage.

Under ObamaCare, there was no discrimination against those who did not hold continuous coverage. This effort to maintain equality came at a very high cost: healthy people were no longer spending money on insurance, instead, they simply got coverage as health issues occurred, thus leaving a massive deficit in the healthcare system.

The new Bill allows insurance companies to charge more if an individual with a preexisting condition does not maintain continuous coverage. Accounting for the possible costs, an amendment to the bill sets aside $8 Million to aid those with pre-existing conditions.

To summarize: preexisting conditions may be more costly depending on your insurance and the state you live in IF you do not maintain continuous coverage.

Claim #2: “Sexual Assault is considered a preexisting condition”

There is no mention of sexual assault as a preexisting condition in the GOP Bill. In the past, insurance companies have denied coverage to victims of domestic violence and sexual assault.

If you are concerned about the healthcare of sexual violence survivors, it is pertinent to note that all but two states (get it together Idaho and Vermont!) have “enacted key provisions of a 1999 model legislation by the National Association of Insurance Commissioners to ban insurers from discriminating against sexual abuse survivors”.

Unless you, unfortunately, live in Idaho or Vermont, the likelihood that you’d be denied coverage for sexual assault is minuscule, if that. Regardless, if you are denied coverage on these grounds you’d have a winning lawsuit on your hands.

Claim #3 “Anybody enrolled in Medicare will lose their healthcare”

The new bill does not eliminate Medicare expansion to anybody enrolled before 2020. However, after December 2019 the ability to apply for Medicare will no longer be an option.

Like many of the other provisions listed in the new bill, many of the changes in Medicare will be left up to state discretion. Therein, if you have a problem with how healthcare is being carried out, it would be more beneficial to investigate your states policies rather than the national standard.

Keep in mind, the policies listed in the GOP Bill are far from final. The Bill still has to undergo a rigorous inspection by the Senate in order to become law, so take a deep breath.

Below I have attached multiple sources that summarize and explain the changes in healthcare in case I have failed to do so effectively.

http://kff.org/interactive/tax-credits-under-the-affordable-care-act-vs-replacement-proposal-interactive-map/

https://www.congress.gov/bill/115th-congress/house-bill/1275/text

http://www.factcheck.org/2017/03/the-facts-on-the-gop-health-care-bill/

http://files.kff.org/attachment/Proposals-to-Replace-the-Affordable-Care-Act-Summary-of-the-American-Health-Care-Act

https://www.washingtonpost.com/news/to-your-health/wp/2017/05/04/what-is-in-the-republican-health-care-bill-questions-and-answers-on-medicaid-preexisting-conditions-and-more/?tid=a_inl&utm_term=.dbfbf9019be1

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